akofada payment system is a digital payment solution that empowers small and medium-sized enterprises, developers, and large corporate companies to empower their businesses with modern payment methods. Our goal is to revolutionize African commerce toward a smart living system. Currently, we are providing payment integration for web-based systems, mobile applications, and desktop software to any business sector through USSD, SMS with their payment portals. Mainly, the system focuses on digital transactions and consists of three types of payment systems. 1 coupon and voucher; 2. transportation and mass ticketing; and 3. e-commerce payment section. It works by combining SMS and USSD services.